If you travel with your dog you’ve probably already found that it is difficult to get dog travel insurance. If you live in the United States this is not a readily available insurance policy, unlike the situation in the United Kingdom where dog travel insurance tends to be available for trips up to 28 days duration. However, if you do need dog travel insurance in the United States then there are two approaches to it.
Firstly, if you plan to travel with your dog between cities or interstate your dog health insurance policy should allow you to see a licensed veterinarian anywhere within the United States. Although this is not a dog travel insurance policy, your dog health cover may offer you some peace of mind while travelling. However, you need to check with your insurance provider whether your dog is only covered for a limited cost of treatment, a certain number of treatments per annum, or there may be an upper limit for certain categories of treatment. Obviously it is best to find out the answers before you commence travelling so if something does happen to your dog you know where you stand before you choose a treatment option in the event of an accident or illness. It is also worth checking that you will receive the same reimbursement that you get from a visit to your local vet.
Before setting off on a holiday it is also worth considering whether you need to increase the coverage amount, especially if you plan on doing a lot of travelling in the future. For example, if you are taking your dog to an unfamiliar place once or more a year you may want to increase the coverage for accident cover, especially if your dog health insurance policy is currently at the lower end of the range. Accidents are more likely than sickness when travelling, but don’t rule out illness. In an unfamiliar location your dog may accidently eat something he is not meant to eat and makes him ill. If dog travel insurance was available it would cost extra anyway, so it is worth considering raising your level of cover for your dog health insurance if you plan on travelling.
If you are travelling with your dog interstate, it is also worth checking whether your dog homeowners insurance, or your canine liability insurance, covers you for the liability of your dog while you are interstate or beyond. Again, taking into account the coverage of your current policy as well as the size and breed of your dog, you may want to consider increasing the cover amount of your policy if your dog is going to be in unfamiliar surroundings where he may feel he has to defend himself. Your dog may just get surprised by another person or dog and react unfavorably while out of his normal surroundings. We’ve all faced unexpected situations while travelling so it is not unusual for a dog to experience this either.
The second approach to dog travel insurance really only applies to people re-locating to a different country of residence. If these circumstances apply to you then it is worth finding out about travel insurance for your dog to be flown to another country as a one-off situation. Some specialist companies offer an international travel service for a one-off event such as re-location. It is usually through this type of company that you will find insurance policies that provide travel insurance for migration. The specialist pet travel company will usually provide services such as organising quarantine and customs clearance in the country of re-location, provide an air travel crate which meets airline standards as well as recommend which companies to contact regarding international pet travel insurance for migration.